Prakash Singh - Mortgage Broker
(NMLS: 2280871)

As a trusted mortgage broker in Minnesota, I, Prakash ‘PC’ Singh, bring over a decade of experience in real estate and home financing to help buyers and investors navigate the mortgage process with confidence. Whether you’re a first-time homebuyer in Minneapolis, Saint Paul, Bloomington, Eagan, Apple Valley, Lakeville, or anywhere in the South Metro, looking to refinance your mortgage, or seeking investment property financing, I offer tailored mortgage solutions designed to meet your specific needs.

With my deep knowledge of the Minnesota real estate market, I am committed to providing transparent, honest, and expert mortgage guidance. I take pride in educating my clients on their best financing options, ensuring they receive competitive interest rates and the right loan programs for their unique financial situation. My goal is to make the home-buying and refinancing process stress-free and efficient, so you can focus on achieving your homeownership dreams.

Through my strong network of lenders, I work diligently to secure affordable mortgage solutions, whether it’s conventional loans, FHA loans, VA loans, jumbo loans, or investment property loans. My dedication to hard work, integrity, and customer satisfaction has made me one of the most trusted mortgage brokers in the South Metro and Twin Cities area.

If you’re planning to buy a home in Minnesota or need guidance on your mortgage options, let’s connect today and take the next step toward securing your future.

Prakash Singh Mortgage Lender and Broker
Prakash Singh is a licensed mortgage broker and real estate professional in Minnesota with over a decade of experience in helping first-time homebuyers, investors, and landlords with their home financing, real estate, and investment needs. From securing the right mortgage to building a property portfolio, Prakash provides transparent, reliable guidance every step of the way. Follow us for more insights across all our platforms.

Mortgage Services

I provide a full range of services. Please feel free to connect with me if you have any questions

Home Purchase Loans

Home Purchase Loans

Helping you secure the right mortgage for your new home.

Refinancing

Refinancing

Assisting in lowering your interest rates or monthly payments.

Investment Property Loans

Investment Property Loans

Offering expertise in financing for rental properties.

FHA and VA Loans

FHA and VA Loans

Navigating government-backed loan programs.

Jumbo Loans

Jumbo Loans

Providing financing solutions for higher-value properties.

Mortgage Rate Analysis

Mortgage Rate Analysis

Ensuring you get the most competitive rates available.

My goal is to make the mortgage process as smooth and stress-free as possible, ensuring you feel confident and informed in your decisions. Whether you’re buying your first home or expanding your real estate portfolio, I am here to provide the expert guidance and support you need to achieve your goals.

What saying Our Clients

Videos

What is Annual Percentage Rate APR

What is Annual Percentage Rate APR

If you’re shopping for a mortgage in Minnesota, understanding the difference between your interest rate and Annual Percentage Rate (APR) could save you thousands of dollars. Whether you’re eyeing a downtown Minneapolis loft or a cozy cabin near Brainerd, this guide will explain why APR matters, how Minnesota-specific fees impact your loan, and actionable tips to compare lenders like a pro.

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What is Loan Estimate Prakash Singh Mortgage Lender and Broker - your trusted broker and lender

What is a Loan Estimate (LE)? Your Minnesota Mortgage Transparency Tool

When you’re buying a home in Minnesota—whether it’s a lakeside retreat in Brainerd or a suburban townhome in Eden Prairie—the Loan Estimate (LE) is your roadmap to understanding mortgage costs. This 3-page document, provided by lenders within 3 days of your application, breaks down your loan terms, interest rates, and closing costs. In this guide, we’ll explain how to decode the LE, compare offers, and avoid surprises at closing.

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Prakash Singh Mortgage Lender and Broker - your trusted broker and lender

Debt-to-Income Ratio (DTI): A Minnesota Homebuyer’s Guide to Mortgage Approval

your Debt-to-Income Ratio (DTI) is one of the most critical numbers lenders evaluate. Whether you’re eyeing a cozy cabin in Duluth or a modern condo in Minneapolis, understanding DTI can mean the difference between mortgage approval and rejection. In this guide, we’ll break down what DTI means, how to calculate it, and Minnesota-specific tips to optimize your finances.

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Prakash Singh Mortgage Lender and Broker - your trusted broker and lender

Consumer Prices Are Rising – Mortgage Rates Likely to Follow!

January’s inflation data came in hotter than expected, pushing the 10-year Treasury yield up by 0.097 percentage points to 4.633%—the biggest one-day jump since mid-December, according to Dow Jones Market Data. Since mortgage rates closely follow Treasury yields, this spike suggests that borrowing costs are about to rise even further.

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