Refinancing Rundown: When Does It Make Sense (and When Doesn’t It)

var form = {"form_id":"wpq-216682734","slides":[{"key":"LoanType","type":"icons","label":"Loan Type","heading":"Get Pre-Qualified Today!","note":false,"sub_heading":"What type of mortgage do you need?","icons":{"fyxxhbiqe":{"class":"fas fa-landmark","text":"New Purchase"},"c9lrs33r5":{"class":"fas fa-credit-card","text":"Refinance"}},"logic":{"show_hide":"show","any_all":"any"}},{"key":"PropertyType","type":"icons","label":"Property Type","heading":"What Type of Property?","note":false,"sub_heading":"Choose One","icons":{"shu0x7lgr":{"class":"fas fa-house","text":"Single Family"},"8ne4su6g2":{"class":"fas fa-city","text":"Multi-Family"},"4fg5zyzmt":{"class":"fas fa-building","text":"Townhouse"},"fskeqzlkt":{"class":"fas fa-hotel","text":"Condo"}},"logic":{"show_hide":"show","any_all":"any"}},{"key":"CreditScore","type":"icons","label":"Credit Score","heading":"Rate Your Credit","note":false,"sub_heading":"Most people have \"GOOD\" credit","icons":{"ghz9ph31r":{"class":"fas fa-face-grin-beam","text":"Excellent
(700+)"},"0tju8icf6":{"class":"fas fa-face-grin","text":"Good
(700-640)"},"jub61k93h":{"class":"fas fa-face-meh","text":"Average
(640-600)"},"i237b3h4v":{"class":"fas fa-face-grimace","text":"Fair
(600-560)"},"i6kud6ria":{"class":"fas fa-face-frown","text":"Poor
(Below 560)"}},"logic":{"show_hide":"show","any_all":"any"}},{"key":"Bankruptcy","type":"icons","label":"Bankruptcy","heading":"Bankruptcy","note":false,"sub_heading":"Have you had a bankruptcy?","icons":{"eefhtb5rg":{"class":"far fa-face-grin-wink","text":"Never"},"4acdaciol":{"class":"fas fa-less-than","text":"Less Than 2 Years"},"lyuerimng":{"class":"fas fa-greater-than","text":"More Than 2 Years"}},"logic":{"show_hide":"show","any_all":"any"}},{"key":"Ownership","type":"icons","label":"Ownership","heading":"Do you own or rent?","note":false,"sub_heading":false,"icons":{"9wc10zn0r":{"class":"fas fa-crown","text":"Own"},"bousy1nu0":{"class":"fas fa-hand-holding-dollar","text":"Rent"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"9n3ohymz1":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"LoanAmount","type":"amount","label":"Loan Amount","heading":"Loan Amount","note":false,"sub_heading":"How much money do you need to borrow?","currency_symbol":"dollar","currency_placement":"before","default_amount":"250000","step_amount":"1000","min_amount":"10000","max_amount":"2000000","logic":{"show_hide":"show","any_all":"any"}},{"key":"DownPayment","type":"amount","label":"Down Payment","heading":"Down Payment","note":false,"sub_heading":"How much are you planning to put down?","currency_symbol":"dollar","currency_placement":"before","default_amount":"10000","step_amount":"100","min_amount":false,"max_amount":"100000","check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"xj7njcans":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"RealEstateAgent","type":"icons","label":"Real Estate Agent","heading":"Real Estate Agent","note":false,"sub_heading":"Are you working with a real estate agent?","icons":{"nt7jnbfc3":{"class":"fas fa-check","text":"Yes"},"7u2n4mmlf":{"class":"fas fa-minus","text":"No"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"vgz4bb179":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"FoundHome","type":"icons","label":"Found Home","heading":"Have you found a home?","note":false,"sub_heading":false,"icons":{"k6ztyrqb1":{"class":"fas fa-thumbs-up","text":"Yes"},"xfluprcr2":{"class":"fas fa-thumbs-down","text":"No"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"v7cp6pxe8":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"ZipCode","type":"text","label":"Zip Code","heading":"Zip Code","note":false,"sub_heading":"Where is the new property located?","input_mask":"99999","check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"gs5wydp74":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"MovingDay","type":"icons","label":"Moving Day","heading":"Moving Day","note":false,"sub_heading":"When do you plan on moving?","icons":{"ywfrbbjab":{"class":"fas fa-truck-fast","text":"Right Away"},"497n8nizk":{"class":"fas fa-calendar-day","text":"90 days"},"s5nx6ks1s":{"class":"fas fa-calendar-check","text":"3-6 Months"},"4rwqvr9l8":{"class":"fas fa-calendar-minus","text":"6-12 Months"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"nzmbufbtf":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"MilitaryService","type":"icons","label":"Military Service","heading":"Military Service","note":"Veterans may be eligible for special loan programs","sub_heading":"Have you or your spouse served in the military?","icons":{"ug4ubxvc1":{"class":"fas fa-jet-fighter","text":"Yes"},"khobkelnp":{"class":"fas fa-school","text":"No"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"gtgrkplwm":{"logic_option":"LoanType","logic_equal":"=","logic_value":"Refinance"}}}},{"key":"CurrentHome","type":"text","label":"Current Home","heading":"Current Home","note":false,"sub_heading":"Enter Your Current Postal Code","input_mask":"99999","logic":{"show_hide":"show","any_all":"any"}},{"key":"ClosingDay","type":"icons","label":"Closing Day","heading":"Closing Day","note":false,"sub_heading":"How soon do you want to close?","icons":{"s67mgfb5t":{"class":"fas fa-hourglass-end","text":"Right Away"},"assu5nnkw":{"class":"fas fa-hourglass-half","text":"Within 60 days"},"ibxlgu94k":{"class":"fas fa-hourglass-start","text":"Within 90 days"}},"check":{"conditional_logic":"checked"},"logic":{"show_hide":"hide","any_all":"any","conditions":{"f1n49sa14":{"logic_option":"LoanType","logic_equal":"=","logic_value":"New Purchase"}}}},{"key":"ContactInformation","type":"contact","label":"Contact Information","heading":"Contact Information","note":false,"sub_heading":"Let us send you the information.","contact_form_id":"6","button_action":"submit-button","logic":{"show_hide":"show","any_all":"any"},"contact_form":"\n\t